MERCHANTS & PARTNERS

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Home Improvement & Renovation

  • Roofing, HVAC, windows, kitchens, landscaping, pools
  • Enables customers to start projects without full upfront payment

Automotive

  • Dealerships (used and new cars), repair shops, aftermarket services
  • Helps buyers manage large repair or purchase costs

Healthcare & Wellness

  • Offers payment plans for elective procedures not covered by insurance
  • Helps buyers manage large repair or purchase costs

Real Estate & Property Services

  • Realtors, developers, property managers, and real estate investors
  • Enables clients to finance staging, renovations, or even down payments

Retail (High-Ticket Consumer Goods)

  • Furniture, appliances, electronics, luxury goods
  • Buy-now-pay-later or installment financing boosts conversion

Education & Training

  • Private schools, career training, certifications, tutoring services
  • Helps students pay over time for high-value programs

Legal & Professional Services

  • Divorce, immigration, real estate law, tax accounting
  • Allows clients to finance large legal bills or retainers

E-commerce Platforms & Marketplaces

  • Sites that sell higher-priced goods or services (e.g., Shopify stores)
  • Improves cart conversion and average order value

Home Services

  • Plumbers, electricians, pest control, movers
  • Adds instant credibility and removes payment friction

Veterinary & Pet Care

  • Pet surgeries, dental work, emergency procedures
  • Pet owners appreciate flexible payment options for unexpected costs

Lead Generation

  • Pet surgeries, dental work, emergency procedures
  • Pet owners appreciate flexible payment options for unexpected costs
Statistic: According to a report by Klarna, retailers offering financing saw a 30% increase in checkout conversion and 58% higher average order value (AOV).
Klarna
Stats

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