Smarter Mortgage Loans for What Matters in Life
A Home Equity Line of Credit provides you with a re-advanceable financial tool, giving you the power to enhance your life. All the security of a bank, with the innovation of FinTech and none of the red tape.


Canada's First Trusted Home Equity Marketplace
Our marketplace is where innovation meets protection. Our advanced FinTech platform matches borrowers with the perfect home equity mortgages while keeping your mortgage identity, and title protected at all times.

Smarter Mortgage Loans for What Matters in Life
A Home Equity Line of Credit provides you with a re-advanceable financial tool, giving you the power to enhance your life. All the security of a bank, with the innovation of FinTech and none of the red tape.

Safe. Smart. Secure.
CUSTOMER COMMITMENT PLEDGE
Your Trust Comes First
We’re committed to delivering:
- Transparent options with no hidden fees or surprises
- Fair access to the best mortgage products in the market
- Advanced technology to enhanced data protection
- Trusted ecosystem of mortgage professionals
MANAGE YOUR LOAN WITH UNPARALLELED SUPPORT
Our Technology Keeps You Connected All The Time.
Apply Once. Access Funds Anytime.
Smarter, flexible borrowing with a readvanceable HELOC
- One application, access for up to 5 years
- Use funds as needed—multiple times
- Flexible repayment at competitive rates
View Pre-Qualified Offers. No Impact on Your Credit Score
See pre-qualified offers with a soft credit check, fast, secure, and won’t affect your score.
Compare Multiple Offers Instantly With No Obligation
Qualified borrowers are approved fast and receive personalized offers to choose from all with no impact to your credit and no commitment required. Find your best rate, confidently and securely.
Easy Application Steps
Your Merchant or partner will provide you a link.
Pre-Qualification Offers​
Complete the simple and secure digital application steps.
Choose Best Offer
Review the multiple loan options that fits best.
Complete The Financing
That’s it you now have a HELOC to complete your purchases.
HOW IT WORKS
Its Simple
Frequently Asked Questions​
Everything You Need to Know About
Using Your HELOC
From spending flexibility to payments and credit impact, we break down the most common questions so you can feel confident and in control.
Unlike other merchant or consumer loans you can use your HELOC to purchase from multiple vendors, pay bills, it's your choice. Flexibility is the strength of our HELOCs
It is completely your choice how you pay. Once you make a funds request we deposit the funds into your account.
We set up a PAD (Pre-authorized debit) and your interest is deducted once a month. For extra payments you can etransfer the funds or pay through the system.
Applying for a loan will never affect your credit score because we only conduct a soft pull. Once you commit to a loan option the broker will conduct a hard pull on your credit to complete financing.
There is no Purchase window. You can use your HELOC for the term of your agreement, it is readvanceable.
You have a HELOC, generally you only pay interest on the funds used. In some cases dormant accounts may be charged a fee or canceled. Check your commitment for details.
NO, we are a technology that connects you to Lenders, investors and all the participants needed to remove all the pressure points in the transaction.
We are a state-of-the-art, first in class fintech company that provides embedded finance options to merchants and partners to provide cost effective in-house financing by connecting all the players within our vertically integrated platform to make the process simple, smooth and cost effective. With efficiencies we are able to provide the consumer with lower costs and more options. We offer investors secured lending opportunities while keeping eyes on their portfolios.
We offer 1st, 2nd and 3rd position HELOC's, Fixed and Variable mortgages.
You can get them in your portal or by email.